Not all pitbulls meet the strict guidelines mandated by insurers. About five years ago in San Francisco, two Presa Canarios mauled a woman to death. Today, insurance companies are increasingly denying and even restricting coverage for homeowners with various DOG breeds: Doberman pinschers, German shepherds, pit bulls, Rottweilers and other temperamental canines.
The role of Toto, the male dog in the Wizard of Oz was actually played by a female Cairn Terrier named Terry. Cairn terriers are known for their brightness and cuteness. That, combined with their small size, made the breed perfect for the role.
Since insurers have had to pay excessive prices in DOG-bite claims each year, agencies have implemented strict policy guidelines.
Beagles are known to be extremely social and cheerful dogs. They are expected to be so friendly that, even in dog shows, the judges expect them to be happy. They have points removed in the judging if they look to be unhappy.
As a result, these restrictive insurance policies are making it a challenge in placing certain breeds in new homes. In various states across the country, pit bulls, Rottweilers and certain other breeds are deemed dangerous. Many pitbull lovers are not motivated to endure the hassle of adopting a canine when it necessitates changing insurance policies, coverage or companies. For instance, 20 percent of the DOG adoption applications submitted through A Rotta Love are canceled each month because of insurance issues.
If you want your dog to win Westminster then you may want to get a Fox Terrier. Why? The winningest dog in Westminster history is Ch. Warren Remedy, a Fox Terrier, who won best In show in 1907, 1908 and 1909.
According to the vice president of the Insurance Information Institute in Washington, Carolyn Gorman aggressive canines have cost the industry significant losses. On the contrary, rescue groups contend that insurers are unduly targeting specific DOG breeds instead of trying to assess the potential of violent behavior of an individual canine's history. Here are a few prominent insurance company's mandate these guidelines:
The Dalmatian is the only breed of dog that gets gout. Gout is an arthritic condition that causes inflammation of the joints. Gout is usually a human condition, but, for some reason, our dalmation friends get it too. This is commonly thought to be due to inbreeding.
-- Allstate Corp.'s policies vary from state-to-state.
-- Hartford Financial Services Group Inc. does not generally underwrite policies for homes with pit bulls, Presa Canarios or Rottweilers.
-- Liberty Mutual reviews each case before insuring a policy
While many people think of Boxers as aggressive, they are actually great with children. They were bred to be hunters, yes, but they were bred to corner prey, not kill it. As a result, they are protective, yet patient.
Homeowner pitbull insurance fact: Over the last five years, insurance companies have reduced the amount of losses due to aggressive DOG related incidents. In 2005, only $317.2 million in costs were doled out on DOG claims filed by homeowners.
Many Scottish terriers have an odd medical condition. It is called Scotties Cramp. It is a mild neurological disorder. Scotties under stress or exercising may move erratically, when suffering from this neurological disorder, but seem fine when resting.
Dachshunds may be small and cute, but they are also the smallest hunting breed. They were bred to be low to the ground, which allows them to enter and maneuver through tunnels and chase prey easily.
